Solar panels in Chatham, Chicago

See what solar could save your Chatham home with the ComEd solar rebate, Illinois Shines incentives and $0-down options. Free, no-obligation quotes from installers serving Chicago.

Free, no-obligation quotes. Savings vary by home and utility. $0-down offers are leases or PPAs and are subject to approval.

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Quick answer

Is solar worth it in Chatham?

For many homes, yes. With a $150 monthly ComEd bill, we estimate a 8.0 kW system costs about $10,700 after the ComEd rebate and Illinois Shines and pays for itself in about 8.2 years. Chicago's permit rules and any landmark review apply, so the right design depends on your roof.

How much does solar cost and save in Chatham?

Electric utility
ComEd
Community area
Chatham
Solar output per kW
~1,210 kWh/year
System for a $150/mo bill
~8.0 kW (20 panels)
Est. ComEd rebate
$2,400
Est. Illinois Shines value
$11,700
Est. net cost / payback
$10,700 / ~8.2 yrs
Home solar projects nearby
717 in 60619, 60620

Estimates for a cash purchase on an unshaded, south-facing roof with a $150 monthly bill. How we estimate

What should Chatham homeowners know about solar?

Chatham is a South Side community area long known as a middle-class stronghold, with blocks of brick bungalows and later ranch and mid-century homes.

  • The West Chatham Bungalow Historic District, listed on the National Register of Historic Places in 2010, has 283 brick Chicago bungalows built from 1913 to 1930.
  • The Garden Homes Historic District, 152 buildings put up in 1919 and 1920 by Benjamin J. Rosenthal between 87th and 89th Streets, was listed on the National Register in 2005.
  • Chatham has some of the city's worst basement flooding, partly because it sits last in line in two sewer systems. A 2025 Chicago Tribune report described scientists from the University of Illinois, Chicago State and Northwestern studying the problem under a $25 million Department of Energy project. See sump pump battery backup.

Sources: Wikipedia: West Chatham Bungalow Historic District; National Park Service: West Chatham Bungalow Historic District (2010); Wikipedia: Garden Homes Historic District; Governing (Chicago Tribune): Scientists study Chatham's flooding (2025)

What permits does solar need in Chicago?

  • Small rooftop systems can use the Department of Buildings' Express Permit Program: inverter output of 13.44 kW or less, roof-mounted only, installed by a city-approved solar contractor, with one installation per ComEd service. Larger or ballasted systems need drawings from an Illinois-licensed architect or structural engineer.
  • Residential panels must sit at least 3 feet from the edge of the roof.
  • Only electrical contractors licensed by the City of Chicago can do the electrical work, so ask installers for their Chicago license.
  • The city's solar zoning policy calls for separate design review for Chicago Landmarks and homes in Chicago Landmark Districts, and says rooftop panels there should be placed so they aren't visible from streets and sidewalks.

ComEd then approves the connection and your installer files for the rebate. For the full city picture, see solar in Chicago and solar permits in Illinois, town by town.

Sources: City of Chicago: Express Permit Program, small-scale solar PV; City of Chicago: Electrical contractor license; City of Chicago: Solar zoning policy

How many homes near Chatham are going solar?

Illinois Shines, the state's solar incentive program, had approved 717 home-sized solar systems (25 kW or smaller) in ZIP codes 60619 and 60620 as of September 2026, including 122 in the past 12 months. About 11% are owned by the homeowner, compared with 44% statewide, and the typical system is 5.8 kW.

ZIP codes cover more than one neighborhood, so these counts include nearby homes. Source: Illinois Shines: Project application reports (ICC-approved Part I applications).

Can I add battery backup to solar in Chatham?

Yes. A battery keeps chosen circuits running when ComEd's grid goes down, which standard solar alone can't do, and ComEd pays about $300 per kWh of capacity, around $4,050 for one 13.5 kWh battery, through its virtual power plant program.

Chicago's July 2023 storms brought more than 12,000 basement flooding reports to 311 from July 2 to 18, more than in 2021 and 2022 combined, according to WBEZ. A battery that keeps the sump pump running is one of the most common reasons Chicago homeowners add storage. See sump pump battery backup and what a home battery costs.

How do I choose a solar company in Chatham?

  • A Chicago-licensed electrical contractor for the electrical work, and a city-approved solar contractor if you want the Express Permit route.
  • Illinois Shines Approved Vendor status, so the incentive is passed to you.
  • Landmark experience if your home is a Chicago Landmark or in a landmark district.
  • Two or three quotes compared on price per watt, equipment and warranties. Our solar quote checker flags high prices.

See how to choose a solar installer in Illinois.

How much could solar save your Chatham home?

$
How much shade does your roof get?
Add a home battery for backup?

Each battery stores 13.5 kWh, a common home size. One usually covers essentials; central air usually takes two or more.

Adjust assumptions

Your total bill divided by the kWh used.

Before rebates and Illinois Shines.

Your estimate

System size
8.0 kW
about 20 panels
Yearly production
9,600 kWh
vs. about 9,529 kWh used
First-year savings
$1,296
about $108/month
Payback
8.3 years
$44,200 saved over 25 years
Estimated cost breakdown
Estimated cost before incentives$24,800
ComEd solar rebate−$2,400
Illinois Shines REC valueUsually paid to your installer and passed on as a lower price.−$11,600
Estimated net cost$10,800

Planning estimate only, not a quote. Assumes a south-facing roof, cash purchase and half of production used at home. Real numbers depend on your roof, equipment, rate plan and current program prices. How we estimate

Illinois incentives that still apply in 2026

  • $300/kW utility rebate

    ComEd pay a one-time rebate of about $300 per kW for new systems with a smart inverter, around $2,100 on a 7 kW system.

    Learn more →
  • Illinois Shines

    The state buys the renewable energy credits your panels create. Installers usually pass that value to you as a lower price.

    Learn more →
  • Net metering credits

    Power you send back to the grid still earns bill credits. New systems are credited at the supply rate.

    Learn more →
  • $0-down options

    With the federal homeowner credit gone, leases and PPAs can still pass along a business tax credit as a lower rate.

    Learn more →

Program details last reviewed October 2026. Rules and amounts change, so confirm current terms with your installer.

How it works

  1. 1

    Enter your ZIP

    We confirm your home is in Illinois and which utility serves it.

  2. 2

    Answer a few questions

    Your typical electric bill, your roof and how you'd like to pay. It takes about two minutes.

  3. 3

    Talk to a local specialist

    An Illinois installer models your real savings, including Illinois Shines and your utility rebate. You decide what happens next.

What should Chatham homeowners know before going solar?

See all 68 Illinois solar guides

Chatham solar FAQ

How much do solar panels cost in Chatham?

For a home with a $150 monthly ComEd bill, we estimate a 8.0 kW system at about $24,800 before incentives, or about $10,700 after the ComEd rebate and Illinois Shines.

Do I need a permit for solar in Chatham?

Yes. Chicago's Department of Buildings permits rooftop solar, and small systems of 13.44 kW or less can use its Express Permit Program when a city-approved solar contractor installs them. ComEd also has to approve the connection.

Can I put solar on a historic home in Chatham?

Usually, yes. Chicago Landmarks and homes in Chicago Landmark Districts get separate design review, and the city's policy is to place rooftop panels where they aren't visible from the street. Homes listed only on the National Register don't get that city landmark review.

Is there a battery rebate in Chatham?

Yes. ComEd pays about $300 per kWh of battery capacity, around $4,050 for one 13.5 kWh battery, if you enroll it in ComEd's virtual power plant program.

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